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Many Californians are tempted to set up a trust sited in another state, such as Hawaii, Nevada, Alaska, or Delaware, to protect their assets from future creditors.  You can set up a trust without being a resident of a state. (more…)

Considering bankruptcy can be scary, but not filing can be even scarier.  Fortunately, stopping creditor harassment and getting a fresh start through bankruptcy can be accomplished in 4 easy steps.     Consult with a Qualified Bankruptcy Attorney Provide Requested (more…)

Most debts disappear if you are bankrupt.  Not so with HOA fees.  Many Californians live in communities that assess HOA fees to cover the expenses of community assets such as swimming pools, gardens, tennis courts, playgrounds, garbage collection, mowing, and (more…)

The Chapter 13 bankruptcy section of the US Bankruptcy code is specifically for individuals or couples that have a regular income. It differentiates from Chapter 7 in that the debtors, under direction of a court appointed trustee, pay off all (more…)

  It’s a sad fact that foreclosure – losing your home – is at an all time high. In some cities as many as 1 in 4 houses are in foreclosure or will be soon. This is a complicated decision (more…)